Perfect Timing for NCT, Car Insurance and Tax

Last year we went too early to get the NCT done. It wouldn’t have been due until the end of April but we thought we could schedule an appointment and get it over with. Later on we’ve found out that going too early will result in an early due date for the NCT. Instead of 14 months (February until April) we’ve only had 12 months until this year’s test. In short, we’ve actually lost two months. Be careful not to schedule your appointment too soon.

Having said that, we are pleased it had worked out this way. Why? Now we have the perfect timing for the test and the following payments:

1 NCT comes first. Which means, as soon as the car passes we will be able to drive it for another year. If not, we would have to get it fixed or get another car. However, the date for the NCT remains the same (comes first) for this car as long as we won’t take it there too soon.

2 With the car being accepted to drive on the road for another year we can then get insurance for it. If it wouldn’t have passed we would be paying for a policy we might no longer need. Yes, the payment could be used toward the next car but only limited and along with more effort.

3 Next up is the car tax which can be paid annually, quarterly or monthly. You can save quite a few euros if you’ll pay it in full, once a year. But if you do and the car is taken off the road or sold later on that year, you will have lost money. You won’t get reimbursed for what you have paid ahead of time.

About Carmen W. (Mirjam Fels)

I'm a help meet, homemaker, mom, and writer, born and raised in Germany, now living in the Sunny South East of Ireland. You can find me at CarmenInIreland.com where I’m writing about Life in Ireland and at TheChristianHomemaker.com where I'm posting about Christian homemaking. Additionally, using my pen name, Mirjam Fels, I'm running a small blog about writing and home education.
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